@import url("https://fonts.googleapis.com/css2?family=Urbanist:wght@400;500;600;700;800&display=swap");

:root {
  --navy: #1b3348;
  --navy-2: #24445e;
  --ink: #1c2836;
  --muted: #4f6072;
  --gold: #c6a15a;
  --star: #f5b400;
  --bg: #f3f6fa;
  --white: #ffffff;
  --header: 96px;
  --max: 1160px;
  --shadow: 0 10px 30px rgba(27, 51, 72, 0.08);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Urbanist, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--white);
  font-size: 18.5px;
  line-height: 1.7;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
button, input, select, textarea { font: inherit; }
h1, h2, h3, p { margin: 0; }
ul { margin: 0; padding: 0; list-style: none; }

.skip {
  position: absolute;
  left: 12px;
  top: -48px;
  background: var(--navy);
  color: white;
  padding: 8px 12px;
  z-index: 50;
}
.skip:focus { top: 12px; }

.wrap { width: min(var(--max), calc(100% - 40px)); margin: 0 auto; }
.section { padding: 84px 0; }
.center { text-align: center; }
.muted { color: var(--muted); font-size: 18.5px; line-height: 1.7; }
h1 { font-size: clamp(42px, 5.2vw, 68px); line-height: 1.1; font-weight: 800; letter-spacing: -0.03em; }
h2 { font-size: clamp(34px, 4vw, 48px); line-height: 1.18; font-weight: 800; letter-spacing: -0.03em; }
h3 { font-size: 24px; font-weight: 700; letter-spacing: -0.02em; }

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 52px;
  padding: 0 24px;
  border-radius: 10px;
  border: 0;
  cursor: pointer;
  font-weight: 700;
  font-size: 17px;
}
.btn-navy { background: var(--navy); color: white; }
.btn-navy:hover { background: var(--navy-2); }
.btn-gold { background: var(--gold); color: #1b2836; }
.btn-gold:hover { filter: brightness(1.05); }
.btn-ghost { background: transparent; color: white; box-shadow: inset 0 0 0 1.5px rgba(255,255,255,.7); }
.btn-ghost:hover { background: rgba(255,255,255,.1); }

.site-header {
  position: sticky;
  top: 0;
  z-index: 30;
  height: var(--header);
  background: rgba(255,255,255,.96);
  box-shadow: 0 10px 30px rgba(27, 51, 72, 0.06);
  display: flex;
  align-items: center;
}
.nav-inner {
  width: min(1200px, calc(100% - 32px));
  margin: 0 auto;
  display: flex;
  align-items: center;
  gap: 22px;
}
.logo {
  display: inline-flex;
  align-items: center;
  flex: none;
  height: 78px;
  padding: 4px 0;
}
.logo img {
  height: 100%;
  width: auto;
  display: block;
  border-radius: 14px;
  background: #f4eee4;
  box-shadow: 0 8px 22px rgba(27, 51, 72, 0.14);
  object-fit: contain;
}
.nav { display: flex; align-items: center; gap: 2px; margin-left: auto; }
.nav a, .sub-toggle {
  background: none;
  border: 0;
  color: var(--navy);
  padding: 10px 13px;
  cursor: pointer;
  font-weight: 600;
  font-size: 17px;
}
.nav a.is-active, .menu-item.is-current > .sub-toggle { color: #8d6a2f; }
.menu-item { position: relative; }
.submenu {
  display: none;
  position: absolute;
  top: calc(100% - 2px);
  left: 0;
  min-width: 240px;
  background: white;
  border-radius: 12px;
  box-shadow: var(--shadow);
  padding: 8px;
}
.submenu a { display: block; border-radius: 8px; font-size: 16.5px; }
.submenu a:hover { background: var(--bg); }
.menu-item:hover .submenu,
.menu-item:focus-within .submenu,
.menu-item.is-open .submenu { display: block; }
.nav-actions { display: flex; align-items: center; gap: 14px; }
.nav-toggle {
  display: none;
  margin-left: auto;
  width: 44px;
  height: 44px;
  border: 0;
  border-radius: 10px;
  background: var(--bg);
  cursor: pointer;
  position: relative;
}
.nav-toggle span, .nav-toggle span::before, .nav-toggle span::after {
  content: "";
  position: absolute;
  left: 12px;
  width: 20px;
  height: 2px;
  background: var(--navy);
}
.nav-toggle span { top: 21px; }
.nav-toggle span::before { top: -6px; }
.nav-toggle span::after { top: 6px; }
.nav-cta { display: none; }

.hero {
  min-height: 680px;
  background: #12202c center/cover no-repeat;
  display: grid;
  align-items: center;
  position: relative;
  color: white;
}
.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg, rgba(12, 22, 32, .82) 0%, rgba(12, 22, 32, .45) 48%, rgba(12, 22, 32, .15) 100%);
}
.hero .wrap { position: relative; padding: 72px 0; }
.hero-copy { max-width: 680px; }
.hero p { margin-top: 16px; font-size: 20px; color: #e7edf3; max-width: 58ch; line-height: 1.65; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 28px; }

.page-hero {
  min-height: 420px;
  background: #12202c center/cover no-repeat;
  display: grid;
  align-items: end;
  color: white;
  position: relative;
}
.page-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(to top, rgba(12,22,32,.82), rgba(12,22,32,.25));
}
.page-hero .wrap { position: relative; padding: 0 0 48px; }
.page-hero h1 { max-width: 16ch; }

.reviews { background: var(--bg); }
.reviews h2 { max-width: 16ch; margin: 0 auto 22px; }
.score { margin-bottom: 28px; }
.score strong {
  display: block;
  letter-spacing: 0.14em;
  font-size: 24px;
  margin-bottom: 8px;
}
.stars { color: var(--star); letter-spacing: 3px; font-size: 30px; line-height: 1; }
.stars.sm { font-size: 19px; letter-spacing: 2px; }
.score p { margin-top: 8px; font-weight: 700; font-size: 18px; }
.review-window { overflow: hidden; }
.review-track { display: flex; gap: 16px; transition: transform .35s ease; }
.review-card {
  flex: 0 0 calc(50% - 8px);
  background: white;
  border-radius: 16px;
  box-shadow: var(--shadow);
  padding: 22px 22px 20px;
  min-height: 230px;
  text-align: left;
}
.review-top { display: flex; gap: 12px; align-items: center; }
.g-avatar {
  width: 46px;
  height: 46px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: #ea4335;
  color: #fff;
  font-weight: 700;
  font-size: 18px;
  flex: none;
}
.g-avatar.blue { background: #4285f4; }
.g-avatar.green { background: #34a853; }
.g-avatar.yellow { background: #fbbc05; color: #1c2836; }
.review-top h3 { font-size: 20px; }
.review-top small { color: var(--muted); font-weight: 500; font-size: 15px; }
.g-mark { margin-left: auto; width: 22px; height: 22px; flex: none; }
.review-card .stars { margin: 12px 0 10px; }
.review-card p { color: #314153; font-size: 17.5px; line-height: 1.65; }
.slider-nav { display: flex; justify-content: center; gap: 10px; margin-top: 18px; }
.slider-nav button {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  border: 0;
  background: white;
  box-shadow: var(--shadow);
  cursor: pointer;
  color: var(--navy);
  font-size: 20px;
}

.features { background: var(--bg); }
.feature-grid, .thirds {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
  margin-top: 34px;
}
.thirds { grid-template-columns: repeat(3, 1fr); margin-top: 34px; }
.feature {
  background: #fff;
  border-radius: 14px;
  padding: 22px 18px 20px;
  min-height: 180px;
  transition: background-color .25s ease, color .25s ease, box-shadow .25s ease;
}
.feature h3 {
  font-size: 20px;
  margin-bottom: 8px;
  color: var(--ink);
  transition: color .25s ease;
}
.feature p {
  color: var(--muted);
  font-size: 16.5px;
  line-height: 1.6;
  transition: color .25s ease;
}
.feature:hover {
  background: var(--navy);
  box-shadow: 0 16px 34px rgba(27, 51, 72, 0.18);
}
.feature:hover h3,
.feature:hover p { color: #fff; }

.features .feature-grid,
.band .feature-grid,
.band .thirds {
  gap: 42px 18px;
  margin-top: 34px;
  padding-top: 28px;
}
.feature:has(.ico) {
  position: relative;
  text-align: center;
  background: transparent;
  border-radius: 10px;
  padding: 46px 18px 26px;
  min-height: 220px;
}
.feature:has(.ico) h3 { color: var(--ink); }
.feature:has(.ico) p { color: var(--muted); }
.feature .ico {
  position: absolute;
  top: -28px;
  left: 50%;
  transform: translateX(-50%);
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: #fff;
  color: var(--navy);
  box-shadow: inset 0 0 0 2px var(--navy);
  display: grid;
  place-items: center;
  margin: 0;
  transition: background-color .25s ease, color .25s ease, box-shadow .25s ease, transform .25s ease;
}
.feature:has(.ico):hover {
  background: var(--navy);
  box-shadow: 0 16px 34px rgba(27, 51, 72, 0.18);
}
.feature:has(.ico):hover h3,
.feature:has(.ico):hover p { color: #fff; }
.feature:has(.ico):hover .ico {
  background: var(--gold);
  color: #fff;
  box-shadow: none;
  transform: translateX(-50%) scale(1.04);
}
.plain p, .step p { color: var(--muted); font-size: 17px; line-height: 1.6; }
.ticks li { font-size: 17.5px; }

.band { background: var(--bg); }
.finance { display: grid; grid-template-columns: .9fr 1.1fr; gap: 40px; align-items: start; }
.faq button {
  width: 100%;
  text-align: left;
  background: white;
  border: 0;
  border-radius: 12px;
  margin-bottom: 10px;
  padding: 16px 18px;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  gap: 12px;
  font-weight: 700;
  color: var(--navy);
  box-shadow: var(--shadow);
  font-size: 17.5px;
}
.faq p { padding: 0 8px 16px; color: var(--muted); font-size: 17px; line-height: 1.65; }

.cards { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; margin-top: 28px; }
.prop {
  background: white;
  border-radius: 16px;
  overflow: hidden;
  box-shadow: var(--shadow);
  color: var(--ink);
}
.prop img { height: 180px; width: 100%; object-fit: cover; }
.prop div { padding: 16px 16px 18px; }
.prop h3 { font-size: 22px; margin-bottom: 6px; }
.prop p { color: var(--muted); font-size: 16.5px; }

.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 22px; margin-top: 36px; }
.step { text-align: center; }
.bubble {
  width: 168px;
  height: 168px;
  margin: 0 auto 16px;
  position: relative;
}
.bubble img { width: 100%; height: 100%; object-fit: cover; border-radius: 50%; }
.num {
  position: absolute;
  top: 6px;
  right: 4px;
  width: 42px;
  height: 42px;
  border-radius: 50%;
  background: var(--navy);
  color: white;
  display: grid;
  place-items: center;
  font-weight: 800;
}
.step h3 { margin-bottom: 6px; }

.split { display: grid; grid-template-columns: 1.1fr .9fr; gap: 48px; align-items: center; }
.shot { border-radius: 18px; overflow: hidden; min-height: 360px; }
.shot img { width: 100%; height: 100%; object-fit: cover; min-height: 360px; }
.ticks { margin-top: 16px; }
.ticks li {
  padding: 10px 0 10px 36px;
  position: relative;
  font-size: 17.5px;
}
.ticks li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 10px;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--navy);
  box-shadow: inset 0 0 0 0 var(--navy);
}
.ticks li::after {
  content: "";
  position: absolute;
  left: 7px;
  top: 15px;
  width: 6px;
  height: 10px;
  border: solid #fff;
  border-width: 0 2px 2px 0;
  transform: rotate(45deg);
}
.two { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.plain { background: var(--bg); border-radius: 16px; padding: 22px; }
.plain h3 { margin: 12px 0 8px; }

.cta {
  background: var(--navy);
  color: white;
  border-radius: 20px;
  padding: 48px 40px;
  display: flex;
  justify-content: space-between;
  gap: 24px;
  align-items: center;
}
.cta p { color: #d5e0ea; margin-top: 8px; max-width: 52ch; }

.filters { display: flex; flex-wrap: wrap; gap: 8px; margin: 22px 0; }
.filters button {
  border: 0;
  background: var(--bg);
  color: var(--navy);
  border-radius: 999px;
  padding: 8px 14px;
  cursor: pointer;
  font-weight: 700;
}
.filters button.is-active { background: var(--navy); color: white; }
.gallery { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; }
.gallery figure { margin: 0; }
.gallery img { width: 100%; height: 240px; object-fit: cover; border-radius: 14px; }
.gallery figcaption { margin-top: 8px; color: var(--muted); font-size: 16px; }
.filters button { font-size: 16px; padding: 10px 16px; }
label { font-size: 15.5px; }
input, select, textarea { font-size: 17px; }
.cta p { font-size: 18.5px; }
.gallery figure[hidden] { display: none; }

.form-layout { display: grid; grid-template-columns: 1.15fr .85fr; gap: 22px; align-items: start; }
form, .side, .thanks {
  background: white;
  border-radius: 18px;
  box-shadow: var(--shadow);
  padding: 26px;
}
label { display: block; font-weight: 700; margin: 12px 0 6px; }
input, select, textarea {
  width: 100%;
  background: var(--bg);
  border: 0;
  border-radius: 10px;
  padding: 12px 14px;
  color: var(--ink);
}
textarea { min-height: 120px; resize: vertical; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.form-error { color: #9a3412; font-weight: 700; margin-bottom: 8px; }
.side a { color: #8d6a2f; font-weight: 700; }

.site-footer { background: #132433; color: #d5deE6; padding: 56px 0 24px; }
.footer-grid { display: grid; grid-template-columns: 1.3fr .7fr .8fr .9fr; gap: 28px; }
.site-footer h2 { font-size: 14px; letter-spacing: .14em; text-transform: uppercase; color: var(--gold); margin-bottom: 12px; font-weight: 700; }
.site-footer a, .site-footer p { display: block; margin: 8px 0; color: #d5dee6; font-size: 16.5px; }
.site-footer a:hover { color: white; }
.footer-logo {
  height: 92px;
  width: auto;
  background: #f4eee4;
  border-radius: 16px;
  padding: 6px;
  box-shadow: 0 10px 24px rgba(0, 0, 0, 0.18);
  object-fit: contain;
}
.legal {
  margin-top: 28px;
  padding-top: 20px;
  border-top: 1px solid rgba(255, 255, 255, 0.28);
  color: #c5ced8;
  font-size: 14px;
  text-align: center;
}

@media (max-width: 980px) {
  .feature-grid, .thirds, .cards, .steps { grid-template-columns: 1fr 1fr; }
  .finance, .split, .form-layout, .footer-grid, .two, .cta { grid-template-columns: 1fr; display: grid; }
  .cta { display: grid; }
  .review-card { flex-basis: 100%; }
}

@media (max-width: 760px) {
  .nav-toggle { display: inline-block; }
  .nav, .nav-actions .btn { display: none; }
  .nav.is-open {
    display: flex;
    flex-direction: column;
    align-items: stretch;
    position: fixed;
    z-index: 40;
    top: var(--header);
    right: 0;
    bottom: 0;
    left: 0;
    background: white;
    padding: 12px 16px 28px;
    overflow: auto;
    margin: 0;
    gap: 6px;
  }
  .nav.is-open > a,
  .nav.is-open .menu-item,
  .nav.is-open .sub-toggle {
    width: 100%;
    display: block;
    border-radius: 10px;
    padding: 14px 16px;
    text-align: left;
    box-sizing: border-box;
  }
  .nav.is-open .menu-item {
    padding: 0;
  }
  .nav.is-open > a:hover,
  .nav.is-open > a:focus,
  .nav.is-open > a.is-active,
  .nav.is-open .sub-toggle:hover,
  .nav.is-open .menu-item.is-current > .sub-toggle {
    background: var(--navy);
    color: #fff;
  }
  .nav.is-open .submenu {
    position: static;
    display: none;
    box-shadow: none;
    padding: 4px 0 8px 8px;
    background: transparent;
  }
  .nav.is-open .menu-item.is-open .submenu { display: block; }
  .nav.is-open .submenu a {
    border-radius: 10px;
    padding: 12px 14px;
  }
  .nav.is-open .submenu a:hover {
    background: var(--navy);
    color: #fff;
  }
  .nav.is-open .nav-cta {
    display: inline-flex;
    margin: 10px 0 0;
    width: 100%;
    background: var(--navy);
    color: #fff;
    border-radius: 10px;
    min-height: 52px;
  }
  .nav.is-open .nav-cta:hover {
    background: var(--navy-2);
    color: #fff;
  }
  .submenu { position: static; box-shadow: none; padding: 0 0 8px 12px; }
  .feature-grid, .thirds, .cards, .steps, .gallery, .form-row { grid-template-columns: 1fr; }
  .section { padding: 60px 0; }
  .logo { height: 60px; }
  .site-header { --header: 78px; height: 78px; }
  body { font-size: 17.5px; }
  body.nav-lock { overflow: hidden; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .review-track { transition: none; }
}